Anesthesia is pretty safe, even in dogs this age, if you get pre-anesthesia bloodwork to rule out liver and kidney disease. So, I would not be as concerned about that.
You will not know if it's treatable without the additional (and often expensive) tests.
As far as quality of life and longevity are concerned, this is a pretty tough question to answer and I really think that it's a personal decision that you must make.
I counsel people on this topic all the time, though, and I can tell you what I would tell them.
You should choose three things that your pet loves to do. It might be riding in the car, eating cheeseburgers, going for walks, chasing a ball. As she gets older or, maybe, sicker, she will cease being able to do these things that she loves. When one thing is gone, like chasing the ball, it's ok because she might take up a new activity like sleeping in front of the fireplace. However, when you can no longer find even one thing that she loves to do, it might be time to reevaluate the situation.
As far as guilty feelings go, you should not feel guilty if you decide that your pet is no longer living a happy, content, productive life and you help him to go on to a better place. You have to remember all the good times that you have had with her. We are lucky in that we are allowed to help our pets to move on. Sometimes I wish that we could do the same for people.
Let me know if you have more questions.
I am very sorry about what you are doing through and truly feel bad for you. Losing a friend is never easy. It makes me so happy to see a pet owner who cares so much, though.